Before buying a home and consequently take out a mortgage, you should be aware which taxes must be paid for 'buying a property .
These taxes vary depending on the destination of the seller of the subject and also to understand better do some examples.
Example 1
Buying property: first home
Seller: private
Introducing such taxes is subject to the act of sale:
- registration tax of 3%
- mortgage tax Fixed € 168
- fixed tax of 168 € register
Example 2
Purchase property: not the first house
Seller: or private company "Non-construction" and that did not perform the restoration, rehabilitation or renovation, or a 'business "builder" (or restructuring) that sells after 4 years from the date of completion of works
Introducing such taxes is subject to the act of sale:
- registration tax of 7%
- 2% mortgage tax
- sets a register of %
Example 3
Buying property: not the first house
Seller: construction company (or restructuring) that sells within 4 years from work.
Introducing such taxes is subject to the act of sale:
- VAT 10% (20% for luxury property)
- fixed registration tax of 168 €
- Fix mortgage fee of 168 €
- fixed tax of 168 € register
However, if you want more clarification on I suggest you visit this page where everything is explained clearly the process for buying a house in a conscious way .
